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Staying Responsible

Staying Responsible

There is a fascinating article in the Economist, titled "The kids are alright," cites Don Tapscott, the man who has overseen a $4.5 Million study regarding the evolutionary changes taking place among our youth whom he names the "Net Generation."  He argues that the...

An Individual or a Group?

An Individual or a Group?

Recently I have been getting a lot of questions about the difference between two insurance situations: personal malpractice insurance versus group malpractice insurance.  To make things easy both policies that we write cover the practitioner for the same perils (i.e....

Buying An Older House?

Buying An Older House?

Our agency writes a lot of home insurance business throughout the state of Florida.  And although Florida has many of its own issues when it comes to insurance, the problems multiply when you invest in an older home.  Collectively our agents have seen most major...

Everyone is At Risk for a Flood

Everyone is At Risk for a Flood

Most standard homeowner insurance policies do not cover flooding.  This is a large gap in coverage that everybody should be aware of.  Whether you live in a single family home, townhouse, or condominium this is a risk that can affect you regardless of the flood zone...