Our offices opened in 1991, just a year before Hurricane Andrew made landfall in Miami, FL, and a direct impact on the entire insurance industry in Florida. Our principal agent, George Grokhowsky, founded the agency with the belief that we work for our clients, not for the insurance carriers. We hold true to that principal today. Our clients’ healthy and secure family and lifestyle is our top priority.
Since Hurricane Andrew made landfall in August of 1992 the insurance industry has changed drastically in Florida. Many of the nationally recognized carriers have left the state of Florida, or they retracted their exposure through non-renewals, moratoriums, and rate increases. Without the desire to write property risk many of these carriers have slowed down, or even stopped, writing liability risk. The biggest segment of the insurance industry that was affected by these changes was the home insurance industry. Many of the carriers we now recognize today began because of the nationally recognized carrier’s decision to retreat from Florida. Through this turmoil our agency has been able to do a superb job of navigating these changes. Our advice is always held in the highest regard by our clients because they know that they come first, regardless of the industries problems.
Our experience over three generations in the insurance industry has enabled us to make the best connections with carriers, and develop a strict business acumen to make the right decisions for our clients. The network of carriers we use are the biggest and the best. This has taken us time and experience to cultivate. Additionally, our expertise is of the highest caliber which can only be attained through experience. Whether you are a medical physician in need of disability insurance advice, an engineer in need of professional liability insurance advice, or a real estate developer in need of health insurance alternatives, we know how to handle your situation.
The aggregate of experience in the insurance industry through the most tumultuous times, our connections with the largest and strongest insurance carriers, and our belief that we work for our clients, make us a strong candidate to handle your insurance planning. If you, or someone you know, are interested to learn more about us we invite you to call or email us anytime.