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COMPREHENSIVE INSURANCE PLANNING

INSURANCE ADVISERS

An Individual or a Group?

Recently I have been getting a lot of questions about the difference between two insurance situations: personal malpractice insurance versus group malpractice insurance.  To make things easy both policies that we write cover the practitioner for the same perils (i.e....
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Buying An Older House?

Our agency writes a lot of home insurance business throughout the state of Florida.  And although Florida has many of its own issues when it comes to insurance, the problems multiply when you invest in an older home.  Collectively our agents have seen most major...
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Staying Responsible

There is a fascinating article in the Economist, titled "The kids are alright," cites Don Tapscott, the man who has overseen a $4.5 Million study regarding the evolutionary changes taking place among our youth whom he names the "Net Generation."  He argues that the...
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State Admitted, Excess & Suplus, or Association Plans

Differences Between State Admitted Insurance Policies, Excess & Surplus Lines Insurance Policies and Association Plans Okay, so they say laughter is the best medicine. But what if you're talking about your insurance coverage?  Come on now, we all know that it's no...
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Everyone is At Risk for a Flood

Most standard homeowner insurance policies do not cover flooding.  This is a large gap in coverage that everybody should be aware of.  Whether you live in a single family home, townhouse, or condominium this is a risk that can affect you regardless of the flood zone...
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Professional Liability or General Liability?

The year is 2017 and your practice has been running pretty smoothly. But every once in a while there's an “uh, oh”. Y'know, some unfortunate mishap, mistake or accident. Don't trip. The first thing you need to do is snap out of robot mode. You're a human being, not a...
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American Insurance Advisers

American Insurance Advisers
517 Lancaster Street
Boca Raton, FL 33487

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